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QUESTION: I am buying a home and it needs a new roof. The lender is telling me I need to have it replaced before I can close? This is really messing up my transaction! Is this common?
January 16, 2019
QUESTION: How long is my credit report good for and can I use it with any lender?
January 16, 2019

QUESTION: Do I need 20% to put down to buy a house now? I have been waiting to accumulate funds and prices keep going up! Seems like I am getting further behind!

Answer:

You can buy a house with less than 20% down. If you qualify for down payment assistance, normally all you need is a minimum of $1000. If you do not qualify for down payment assistance, the minimum down would be 3% (unless you are a Veteran or are in a USDA approved area you can go with 0% down!)

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