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February 15, 2019

QUESTION: Do I have to get flood insurance?

Answer: If you are in a flood zone you could be required to get […]
February 15, 2019

QUESTION: Do I need Hail insurance, and is it covered in my policy?

Answer: Most homeowner insurance policies cover hail. I would check with your agent to […]
February 15, 2019

QUESTION: How are home owner association dues figured into my payment?

Answer: HOA (home owner association) dues are not part of your mortgage payment. Those […]
September 3, 2018

QUESTION: How can we determine how much we can afford to pay for a home?

Answer: The following pre-qualification steps can help you before you start looking for a […]
August 11, 2018

QUESTION: How do I decide whether to buy or rent?

Answer: Here are a few things to consider to help you determine whether buying […]
February 15, 2019

QUESTION: How long do I have to wait until I refinance my new mortgage?

Answer: There really is no limitation to when you can refinance, but the lender […]
February 15, 2019

QUESTION: I am on a fixed income and want to buy a home with a fixed rate. What happens to my payment if my taxes and insurance go up?

Answer: If you are escrowing, your lender would evaluate your escrow account most likely […]
January 16, 2019

QUESTION: I have lived in my house for a couple years now and I have more equity now. When will my Mortgage Insurance fall off my loan?

Answer: If you have a conventional loan it will automatically fall off at 78% […]
February 15, 2019

QUESTION: I just bought a home and wondering if I need to pay my property taxes? I got a bill in the mail from the county and am confused!

Answer: If when you bought your property you escrowed for taxes and insurance, you […]
February 15, 2019

QUESTION: I purchased a home and then sold the home I was living in. I have a lot of cash to put down to lower my new mortgage now and wondered what is the best way to do so.

Answer: If interest rates are about the same as when you made your new […]