QUESTION: I am not a first time homebuyer, but I need help with a down payment. Are there any programs out there to help me?
December 1, 2018
QUESTION: I am looking for a loan over $2,000,000. I have had a tough time finding anyone to help me with that, and it sounds like I may have to put a whole lot more down.
December 1, 2018

QUESTION: I went to my normal lender and was told they cannot do loans outside of my state? How do I find a lender?


To do residential mortgage business in any state you must be licensed in that state.  Federally chartered banks can lend in any state since they are under federal oversight.  Not all federally charted banks make it easy to lend in different states, so it can be interesting finding the right fit.  Also, not all banks are federally chartered so they may be limited in their abilities or they choose just to lend in their bank footprint.

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