QUESTION: I have had my loan for 7 years and I do not want to extend my loan term. Is there a way to refinance and still keep my term the same? Shorter term loans 20 or 15 years make the payments too high.
January 16, 2019
QUESTION: Do I need 20% to put down to buy a house now? I have been waiting to accumulate funds and prices keep going up! Seems like I am getting further behind!
January 16, 2019

QUESTION: I am buying a home and it needs a new roof. The lender is telling me I need to have it replaced before I can close? This is really messing up my transaction! Is this common?


This is normal, but some lenders can make exceptions. It is more common when there are weather delays, or if there are a shortage of roofers in the area and there is a problem getting it done. Can it happen? Potentially with the right lender.

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