QUESTION: How long is my credit report good for and can I use it with any lender?
January 16, 2019
QUESTION: I have a part time job can I use the income?
January 16, 2019

QUESTION: I am relocating and have a contract from my new employer. I am being told I cannot get a mortgage until I have my first paystub. Really?


This is the conservative stance of some lenders. On a purchase transaction for a principal residence one unit property and you have fixed income you can use a contract/offer letter if you have reserves and start the job within 90 days from your closing. Let us know if you need a referral for a lender.

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