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QUESTION: I am on a fixed income and do not have to file taxes and I have not been able to qualify for a loan because of that even though I have good credit and lots of equity in my home. Help?
January 16, 2019
QUESTION: I have had my loan for 7 years and I do not want to extend my loan term. Is there a way to refinance and still keep my term the same? Shorter term loans 20 or 15 years make the payments too high.
January 16, 2019

QUESTION: I am self employed and I have more income than I am reporting. Is there a way to qualify for a loan based on that?

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Answer:

Potentially so. There are programs that allow use of bank statements and or Profit and Loss statements for income verification. These programs are non-conventional and will be priced higher than normal loans and for the most part you may have to put more down or have more equity.

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