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QUESTION: I have decided to not sell my house and instead put some money into home improvements. Are there Mortgage programs that help me do that?
January 16, 2019
QUESTION: I am on a fixed income and do not have to file taxes and I have not been able to qualify for a loan because of that even though I have good credit and lots of equity in my home. Help?
January 16, 2019

QUESTION: I had a late mortgage payment this year and I am told I may not be able to refinance now. Is that correct?

Answer:

This really depends upon the program you are wanting to refinance on and the rest of your overall credit history. To have a late mortgage payment reported you need to be over 30 days late from the due date. If you are only 15 days late, but had to pay a late payment fee you should not be reported late.

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