QUESTION: I have decided to not sell my house and instead put some money into home improvements. Are there Mortgage programs that help me do that?January 16, 2019
QUESTION: I am on a fixed income and do not have to file taxes and I have not been able to qualify for a loan because of that even though I have good credit and lots of equity in my home. Help?January 16, 2019
This really depends upon the program you are wanting to refinance on and the rest of your overall credit history. To have a late mortgage payment reported you need to be over 30 days late from the due date. If you are only 15 days late, but had to pay a late payment fee you should not be reported late.
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