QUESTION: I do not have any credit? Can I still get a loan?
January 16, 2019
QUESTION: I have lived in my house for a couple years now and I have more equity now. When will my Mortgage Insurance fall off my loan?
January 16, 2019

QUESTION: What is mortgage insurance and why is it an additional cost?


Mortgage Insurance is required on all loans with less than 20% down (does not include private loans or alternative loan programs) and it insures the lender in case of default. That way they can make loans at higher loan to values and can offset the risk of those types of loan.

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