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QUESTION: I own my own business and want to buy a building for my company. How much do I need to put down?
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QUESTION: I am trying to buy a piece of land and want to know if that is something a lender would finance?

Crop in a field, Siena, Siena Province, Tuscany, Italy


Land loans are not as common and only specialized lenders handle these. There are two main types of land loans. Improved (with utilities and street accessibility) and unimproved loans (no utilities or finished street access. Lenders who lend on land will go to higher loan to values on improved land (60 to 80%LTV), for unimproved land you will be looking more in the 50 to 60% LTV range)

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