January 16, 2019

QUESTION: How long is my credit report good for and can I use it with any lender?

Answer: Credit Reports are good for 90 days but most lenders will require their […]
July 4, 2018

QUESTION: How long must I wait after a bankruptcy or foreclosure to apply for a new loan?

Answer: The following list of scenarios shows you what you can expect if you […]
January 16, 2019

QUESTION: I do not have any credit? Can I still get a loan?

Answer: Yes you can if we can document alternative credit. If you have a […]
January 16, 2019

QUESTION: I had a late mortgage payment this year and I am told I may not be able to refinance now. Is that correct?

Answer: This really depends upon the program you are wanting to refinance on and […]
February 15, 2019

QUESTION: I have been told that credit inquiries can really lower my credit score? How much does it hurt me if I have an inquiry.

Answer: Credit inquiries can lower your credit score but normally by only by a […]
December 1, 2018

QUESTION: My credit score is not great. Are there any options for me to get a loan?

Answer: There are now programs that go down to a mid score of 500. […]